Individual & Business Protection Insurance
A serious illness. A sudden accident. An unexpected loss. These are moments that can reshape a family or a business overnight. Do you have a plan in place?
HUB helps individuals and business owners protect their income, legacy, and continuity with insurance solutions designed for your unique circumstances - personal, professional, or both.
Confident Coverage Decisions Start Here
Choosing the right protection starts with asking the right questions. We help you understand your risks and coverage options - so you can make confident decisions today and protect what matters most tomorrow.
- Personal and business-focused coverage options.
- Access to leading insurers across Canada.
- Advice based on your goals, family needs, and financial plans.
- Support from experienced advisors with deep planning expertise.
Protection Strategies Built Around You
Coverage designed to protect your income, your health, and your future. Solutions include:
- Life Insurance (Term Life, Whole Life, Universal, Term 100): Income replacement, wealth transfer, estate planning.
- Disability Insurance: Replaces lost income due to illness or injury.
- Critical Illness Insurance: Lump-sum payout after a major illness diagnosis.
- Long-Term Care Insurance: Helps cover costs of care if you lose independence.
- Mortgage/Debt Insurance: Pays off your mortgage and/or debts if you pass away.
Safeguard your business against unexpected disruptions and protect long-term value. Our solutions combine life and disability insurance options to support a range of continuity needs:
- Buy Sell Insurance: Provides liquidity to fund ownership transitions in the event of a death or disability.
- Key Person Insurance: Supports your business if a critical team member dies or becomes disabled.
- Business Overhead Insurance: Covers day-to-day expenses during a disability.
For business owners, personal and business goals are deeply connected. We work with you to develop a unified strategy that supports your financial, retirement, and estate planning needs. Whether it’s ensuring your business continuity, building long-term wealth, or protecting your family’s legacy, we help bring the right protection and investment solutions together.