Home Insurance: Wallaceburg, ON

Unlike car insurance, home insurance in Wallaceburg is not legally required. However, it is almost always a good idea. There are many financial threats that could cost result in you losing your home. Insurance will give you peace of mind that you won’t be on the hook for all the costs if a tree falls on your home or there is an accident.

Many mortgage lenders require that borrowers have at least some level of home insurance. You can check with your lender to determine what policy and coverage you need. With that information in hand, we will help you to find the right home insurance for you.

One of the most common mistakes homeowners make with their insurance is neglecting to update it when they make an improvement. If you do a remodel, add an addition or do other value-adding work, you need to update your insurance.

If, for example, your insurance policy is based on the home that you bought for $150,000 and you remodel a room adding $5,000 is value, you may find that your coverage comes up short. Keeping us in the loop about whatever work you do on your home helps us to ensure you are always fully protected.

Everyone wants to save money on home insurance. While it is an important form of protection, there is no reason to spend more than you have to.

Our HUB International brokers will do whatever they can to find you the best balance of price and coverage. You can also save by foregoing coverage you may not need. For example, if your home is in an elevated location, flood insurance may not be a high priority. Our agents can provide guidance to help you decide what your coverage priorities are.

Additionally, you can save by bundling different insurance types from one provider. HUB International provides home, auto, boat, personal umbrella and many other types of insurance. We are happy to help you get all the coverage you need and save.